What is the DreamBuilder loan program?

DreamBuilder is a unique Homeownership Empowerment program which enables an FHA Eligible Government Entity to purchase a home that can ultimately be purchased by customers, while providing housing stability and equity creation.

What credit score do I need for DreamBuilder?

The minimum credit score is 580, with scores below 580 considered on a case-by-case basis.

What is the maximum LTV for DreamBuilder?

DreamBuilder offers up to 96.5% Loan-to-Value (LTV) for qualified borrowers.

Are ITIN holders eligible for DreamBuilder?

Yes, ITIN holders (Individual Taxpayer Identification Number) are eligible for the DreamBuilder program.

Is DreamBuilder available for DACA individuals?

Yes, DACA individuals are eligible for the DreamBuilder loan program.

Terms of Service

Last updated: 2/5/2026

1. Acceptance of Terms

By accessing and using the DreamBuilder Application Portal operated by Roxford Holdings Inc (NMLS 1843021), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this service.

2. Use of Service

The DreamBuilder portal is provided for submitting and managing home loan applications. You agree to provide accurate, current, and complete information in connection with your application and to update such information as necessary.

3. Privacy

Your use of this service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

4. Contact

For questions about these Terms of Service, contact us at info@dreambuilderwayfinder.com or call 1-346-472-2800.