How DreamBuilder Helps You
A homeownership empowerment program designed around real families and real budgets.
Live In Your Future Home Now
Move into your dream home as a future owner, not an ordinary renter, while you prepare for full ownership.
Build Equity While You Rent
Earn equity along the way so you're positioned for FHA-level financing or beyond when it's time to buy.
Flexible, Inclusive Qualifying
96.5% LTV, a 580 minimum credit score, and alternative credit options: ITIN, DACA, and self-employed welcome.
Who Qualifies
DreamBuilder was built for buyers who are often turned away elsewhere.
- Renters ready to take the next step toward homeownership
- ITIN holders who may not have a Social Security Number
- DACA individuals
- Self-employed borrowers with a higher debt-to-income ratio
- Buyers declined by a traditional agency or government lender
- U.S. citizens, permanent and non-permanent residents
Ready to Start Your Journey?
Create your account to begin your DreamBuilder application, or call us to talk through your scenario.