DreamBuilder Program Benefits
Turn Renting Into Homeownership
Discover how DreamBuilder's innovative lease-to-own program provides unique benefits that traditional mortgages can't offer. Build equity while renting, access flexible financing, and create a path to generational wealth.
More than just a loan program—it's a complete homeownership solution.
Provided by
Roxford Holdings Inc
NMLS 1843021
Core Program Benefits
DreamBuilder offers six key benefits that make homeownership accessible to more families
Build Equity While Renting
Start building equity in your future home while still renting, creating a path to true homeownership
- Earn equity with each rent payment
- Build wealth over time
- Position yourself for traditional financing
- Create generational wealth
96.5% Maximum Financing
Access up to 96.5% loan-to-value financing, requiring only 3.5% down payment
- Lower barrier to entry
- Preserve savings for emergencies
- Faster path to homeownership
- Competitive financing terms
Flexible Credit Requirements
580 minimum credit score with lower scores considered on case-by-case basis
- Alternative credit sources accepted
- Utility and rent payment history
- Non-traditional credit welcome
- Second chance for homeownership
ITIN & DACA Welcome
Individual Taxpayer Identification Number and DACA recipients eligible for homeownership
- No SSN required for ITIN holders
- DACA recipients welcome
- Inclusive financing solution
- Support for immigrant communities
Government Entity Backing
FHA Eligible Government Entity purchases your future home, providing security and stability
- Government backing for security
- FHA-level protections
- Stable homeownership path
- Professional property management
Flexible Income Documentation
Multiple income documentation options to fit your employment situation
- FHA Full Documentation
- Bank Statement programs
- P&L + Bank Statements
- 1099s + Bank Statements
Additional Benefits
Beyond the core program features, DreamBuilder provides additional advantages for families
Family Stability
Provide stable housing for your family with the opportunity to build lasting wealth
Faster Homeownership
Accelerate your path to homeownership compared to traditional saving methods
Clear Path Forward
Structured program with clear milestones and progress toward homeownership
Community Impact
Support underserved communities and promote inclusive homeownership
DreamBuilder vs Traditional Mortgages
See how DreamBuilder compares to traditional financing options
Real Stories, Real Benefits
Hear from families who have experienced the DreamBuilder benefits firsthand
"DreamBuilder gave me the opportunity to build equity while I worked on improving my credit. Now I'm on track to own my home within 3 years!"
Maria Rodriguez
ITIN Holder
"As a DACA recipient, I thought homeownership was impossible. DreamBuilder made it possible with their inclusive program."
Carlos Mendez
DACA Recipient
"The flexible income documentation was perfect for my business. I could use my P&L statements instead of traditional W-2s."
Sarah Johnson
Self-Employed
Ready to Experience These Benefits?
Start building equity while renting and create your path to homeownership today. Our team is ready to help you understand how DreamBuilder can work for your family.
Contact Roxford Holdings Inc
23015 Colonial Parkway
Building A, Suite A108-2
Katy, TX 77449
Call for program details
Email for information
NMLS 1843021