Close in 35 Days or Less
Other lenders take 60–90 days. We don't.
Other lenders offering this same program can take two to three months to close. The DreamBuilder Fast Track is purpose-built to move you from application to keys in 35 days or less, so you start building equity sooner.
Provided by
Roxford Holdings Inc
NMLS 1843021
The Difference Is Days, Not Months
See how the DreamBuilder Fast Track compares to other lenders offering this same program.
Other Lenders (Same Program)
60–90 Days
- Slow, repetitive underwriting and document requests
- Manual back-and-forth on conditions
- Appraisal and title delays stacked back-to-back
- Layers of approvals before clear-to-close
DreamBuilder Fast Track
35 Days or Less
- Streamlined, purpose-built lease-to-own process
- Flexible income documentation accepted
- Government entity backing removes financing delays
- Start building equity weeks sooner
Your 35-Day Fast Track Timeline
A clear, predictable path from application to homeownership.
Apply & Pre-Qualify
Complete the online application and upload documents securely.
Streamlined Review
Flexible income docs (bank statements, P&L, 1099s) reviewed fast.
Property & Appraisal
Government entity moves on your home while appraisal is ordered.
Close & Move In
Sign your homeownership agreement and start building equity.
Why the DreamBuilder Fast Track Is Faster
Government Entity Backing
An FHA Eligible Government Entity purchases the home, removing the financing bottlenecks that slow other providers down.
Flexible Documentation
FHA Full Doc, Bank Statements, P&L, and 1099s accepted, with less back-and-forth.
Purpose-Built Process
A process engineered to close fast, not the slow, drawn-out timeline other providers of this program run.
The Market Opportunity for Minority Homeownership
Opportunities exist today for minority groups to qualify for a home mortgage, and the market is ready.
The housing market can feel incredibly unstable and housing prices are still on the rise. If you don't pursue homeownership now, with all of the resources available to you, the wait could cost you your home. Your family and your community deserve the comfort and stability of having the American Dream. Sadly, many minorities and underserved communities are missing the chance to own their own homes.
of home ownership growth over the next 20 years is projected to come from Latinos.
Source: Urban Institute
The Hispanic population will make up more than half of all net new households in the United States over the next 25 years.
Source: U.S. Census Bureau projections
Most of the US Hispanic population is younger than 35, and Hispanic millennials represent over a quarter of the cohort about to reach home-buying age.
Source: U.S. Census Bureau
mortgage-ready millennials in 31 large metropolitan areas have the credit scores, debt-to-income ratios, and credit history to qualify for a mortgage.
Source: National Association of Realtors (NAR)
of the 21M+ mortgage-ready millennials in the 31 largest metros are Hispanic.
Source: National Association of Realtors (NAR)
Black millennials in the 31 largest metropolitan areas who would qualify for a mortgage.
Source: National Association of Realtors (NAR)
mortgage-ready Black and Hispanic millennials in the 31 largest MSAs, per NAR Report.
Source: National Association of Realtors (NAR)
higher average wealth for homeowners vs. renters, according to the Federal Reserve's Survey of Consumer Finances.
Source: Federal Reserve Survey of Consumer Finances
The Homeownership Gap: A Solvable Problem
According to the National Association of Realtors (NAR), minority groups still face a gap in homeownership rates compared to their White counterparts. The current homeownership rate for Black Americans is 43.4%, significantly less than White Americans at 72.1%. In 2019, the Black homeownership rate fell to 40.6%, the lowest level in more than half a century.
In 2019, the Black homeownership rate fell to 40.6%, the lowest level in more than half a century.
Source: National Association of Realtors (NAR), 2022
The gap is real, but so is the opportunity. DreamBuilder Wayfinder is built to close it.