Government Entity Program Benefits
Our government entity-backed program offers unique advantages that make homeownership accessible to families who may not qualify for traditional financing.
Government Entity Backing
Secure program with government entity backing for added protection
96.5% LTV Financing
Maximum financing with only 3.5% down payment required
Flexible Credit Requirements
580 credit score minimum with alternative credit options
ITIN/DACA Eligible
No SSN required - ITIN and DACA recipients welcome
Multiple Income Options
Bank statements, P&L, 1099s, and traditional documentation
Equity Building
Build equity while renting, position for traditional financing
Key Program Features
Our government entity program combines security, flexibility, and innovation to serve underserved communities effectively.
Security
Government entity backing provides additional security and stability
Flexibility
Flexible requirements make homeownership accessible to more families
Innovation
Innovative financing solution for underserved communities
Accessibility
Accessible to ITIN and DACA recipients without SSN requirements
Transparency
Transparent process with clear terms and conditions
Support
Ongoing support throughout the homeownership journey
Government Entity Program Eligibility
Our flexible eligibility requirements make this government entity program accessible to families who may not qualify for traditional financing.
Credit Requirements
- Minimum 580 credit score
- Alternative credit sources accepted
- No recent bankruptcies (within 2 years)
- No outstanding tax liens
Income Requirements
- Stable income for 2+ years
- Sufficient income to cover payments
- Multiple income documentation options
- Self-employed income accepted
Identity Requirements
- Valid government-issued photo ID
- ITIN or SSN
- DACA documentation (if applicable)
- Proof of legal residency
Property Requirements
- Primary residence only
- Single-family homes, townhouses, condos
- Property must meet safety standards
- Homeowners insurance required
5-Step Government Entity Process
Our streamlined process makes it easy to access government entity-backed financing. Each step is designed to be simple and transparent.
Initial Consultation
Discuss your homeownership goals and government entity program options
Program Qualification
Complete preliminary qualification assessment for government entity program
Documentation Collection
Gather and submit required documentation for government entity approval
Property Selection
Work with our team to find your ideal property
Government Entity Approval
Final approval and lease-to-own agreement with government entity backing
Frequently Asked Questions
Common questions about DreamBuilder government entity purchase program.
What is government entity backing?
Government entity backing provides additional security and stability to our program, similar to government-backed mortgage programs.
How does this differ from traditional mortgages?
Our program offers lease-to-own financing with government entity backing, making it accessible to families who may not qualify for traditional mortgages.
Do I need a Social Security Number?
No, our government entity program accepts ITIN and DACA documentation, making it accessible to more families.
What income documentation is required?
We offer multiple options including traditional W-2s, bank statements, P&L statements, and 1099s.
Is this program available nationwide?
Yes, our government entity program is available in all 50 states and territories.
Can I build equity like with a traditional mortgage?
Yes, our lease-to-own program allows you to build equity while renting, positioning you for traditional financing later.